Budgeting / Athena Valentine Lent

Includes index

PART 1: All About budgeting. Chapter 1: Beginning with budgeting basic -- Chapter 2: Breaking down the parts of the budget -- PART 2: Finding a budget that works for you. Chapter 3: Zero-based budgeting -- Chapter 4: The 50/30/20 budget -- Chapter 5: The Envelope budget -- Chapter 6: The Pay-Yourself-First-Budget -- Chapter 7: Tips for creating a new budget . PART 3: Taking care of your priorities. Chapter 8: Establishing an emergency fund -- Chapter 9: Saving for your retirement -- Chapter 10: Eliminating debt. PART 4: Budgeting in action. Chapter 11: Budgeting in a tough economy -- Chapter 12: Budgeting during different life stages -- Chapter 13: Budgeting for a major purchase of life event. PART 5: Using Your Budget for Money Management. Chapter 14: Budgeting for major life changes --n Chapter 15: Keeping tabs on credit card spending -- Chapter 16: Using budget to plan for the future. PART 6: The Part of Tens. Chapter 17: Ten creative ways to budget -- Chapter 18: Ten ways to stay motivated when following a budget.

Budgeting For Dummies shows you how to create a plan that fits your lifestyle, manages everyday needs, and builds your savings. Author Athena Valentine, founder of the Money Smart Latina blog, offers step-by-step details for creating and following a budget without feeling like you’re depriving yourself and your family of all the things that make life worth living. This book shows you how to figure out where your money comes from and where it goes so you can live the life you want and work toward your financial goals. Find out how to establish an emergency fund, eliminate debt, improve your credit score, and stick to your budget through economic ups and downs.

Budgeting is the key to making the most out of the money you have so you can live the life you want. And in Budgeting for dummies, you'll discover several techniques guaranteed to improve your personal finances. You'll also find tips on how to consciously spend to make your dream life fit your budget, fix your debt, and improve your credit score. From the zero-based budget method to strategies for dealing with common budgetiung challenges, this book is an easy-to-follow roadmap to increase financial independence and secuirity.

-- Discover budgeting methods that work so you can live within your means
-- Create a budget for your unique situation to get a handle on your income and expenses
-- Deal with common budgeting challenges without taking on more debt
-- Increase your credit score and save toward a major purchase